User blog comment:-Merca/MONEY FARMING 2: The Eye of Cthulhu/@comment-4847179-20120308205139/@comment-4847179-20120315155601

i use them for reforging, which is available pretty early on. i don't want to wait until i've got nice stuff to proceed. or else it will take a hell lot of time to get what i want. i head for a broard sword, then i run to the jungle to get what needed there. there's no fun in getting shadow armor before attempting something dangerous/stupid, like running to my jungle, so i can get some serious damaging weapons to fight the goblin army, and going back down to find the goblin tinkerer. and then it is nice to have the money at hand already, so you don't need to get them afterwards. i don't know what you use your money for if you even use any, but i use them for reforging to the best prefix for my weapons, which might take a couple of gold. there you got you answer for what people can use their money for early on. P.S. ammo is no issue. they don't cost that much. i've spent my entire bloodmoons on buying silver bullets, and storing them in chests and barrels, without losing a majority of money. if this isn't the case with you, it would be because you didn't even farm forcash ;)